Registration Information -- To process your application for a Student Advantage Card, or to
register your Student Advantage Card online, we require users to give us contact information
(like their name, street address and e-mail address), demographic information (like their state,
zip code, birth date, gender, university and enrollment status), and payment information (a
credit card). We may share certain of your information with third parties who issue or manufacture
the Student Advantage cards as needed. We also use your information to send you information about
our company and promotional material on behalf of our partners, to notify winners of sweepstakes
or contests, and to contact you when necessary. You may opt out of receiving future mailings; see
the choice/opt-out section below.
Transaction Information - We may continually gather data concerning your transactions with us,
our partners or others. This information may include your Student Advantage Card usage and other
information. We use this data to provide you with better information, discounts and other offerings
across our Network and from third parties.
Surveys -- Surveys on our Network ask visitors for contact information (like their e-mail address).
We use contact data from our surveys to send users confirmation of having successfully submitted the
survey, information about our company and promotional material on behalf of our partners. The
customer's contact information is also used to contact the visitor when necessary. Users may opt-out
of receiving future mailings; see the choice/opt-out section below.
Contests/Promotions -- We run contests on our Network in which we ask visitors for contact information
(like their e-mail address). We use contact data from our contests to send users confirmation of
having successfully entered the contest, to notify the winners of contests, and send information about
our company and promotional material on behalf of our partners. The customer's contact information is
also used to contact the visitor when necessary. Users may opt-out of receiving future mailings; see
the choice/opt-out section below.
Co-branded Cardholder Applications and Offers -- In order to receive special offers from certain of
our partners that are identified by name ("Co-Branded Partners"), you may be asked to provide additional
personally identifiable information. Information submitted in conjunction with an offer made by a
Co-Branded Partner may be shared with the Co-Branded Partner, in which case the Co-Branded Partners'
use of such information will be governed by the privacy policy of that particular Co-Branded Partner.
Check the Co-Branded Partner's site for specifics. If you do not wish the Co-Branded partner to receive
your information, then you may simply decline to receive the special offer. You are not required to
respond to any special offer and it is always at your option.
Prospect Information -- Our Network also collects prospect information from our users. Our users may
provide another person's information, such as their friend's e-mail address, in order to send them
content or offerings from our Network. The prospect's information is only used for the purpose for
which it was submitted. This prospect information will never be shared with third party advertisers. We
will never sell or release the prospect information to anyone, except when required by law. Prospects
may opt-out of receiving future mailings; see the choice/opt-out section below.
IP Address - Sites on our Network may track your IP address to help diagnose problems with our server,
and to administer our Web site. Your IP address is used to help identify you and your shopping cart and
to gather broad demographic information.
Cookies -- Sites on our Network use "cookies" (a small data file that's stored on your hard drive) to
save your password so you don't have to re-enter it each time you visit. We do not use cookies to
retrieve personal information from your computer. The cookie we give you stores your user id and tells
us whether you've logged in or not. We need to know who you are so we can do things like show you your
personal e-mail instead of showing you somebody else's. If you have your browser set to not accept
cookies, then you won't be able to log into parts of the Network or access most of our products. We may
also use cookies to track the performance of promotions and offerings on websites on our Network.
At times, some of the advertisers on our Network set cookies when you select their advertising banner
or other forms of advertising. While we use cookies in other parts of our Network (as noted above), any
information collected by cookies received with banner ads are collected by those advertisers (or their
third-party ad serving company or other agents), and we do not always have access to that information.
The advertiser's (and/or its third-party ad serving company's or other agent's) privacy policy will
govern the use of this information, and Student Advantage is not responsible for the privacy practices
of such third parties.
'Powered By' Content - Sites on the Network provide content that is 'powered by', 'provided by' and
co-branded with other sites. We are not responsible for the privacy practices or the content of such
Web sites. As a general rule you should always look for and review a site's privacy policy before giving
out any personal information.
External Links -- Sites on our Network contain links to other sites. We are not responsible for the
privacy practices or the content of such Web sites. As a general rule you should always look for and
review a site's privacy policy before giving out any personal information.

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2. How We Use and Disclose Your Information
We use your information to deliver personalized services, content, discounts and advertisements to
enhance your experience with us. For example, we may send you an e-mail with a special offer or
discount from one of our affiliates, divisions or participating sponsors on Spring Break travel
because you selected "travel" as an area of interest under your personal profile when you registered
to use a site on the Network.
We do not provide your personally identifiable information to third parties or mass marketers
without your consent. For example, we will not provide another company your name or e-mail address
without your consent. Unless you consent to the disclosure of your personally identifiable information,
only we and our affiliates, our technical consultants, third party auditors and other third parties
who make our site available, enhance its functionality, or provide associated services and/or who deal
with you in delivering content, samples, products, and gifts and prizes, have access to this information,
and we require them to agree that they are covered by this policy. Please note that we do reserve the
right to transfer your personally identifiable information and other information that you have provided
to us to our successors in business and purchasers of our site assets.
We reserve the right, without disclosing your personally identifiable information to third parties,
to use the information you provide to offer you additional Student Advantage or third party products
and services that we think will be of interest to you. If you respond to such an offer and contact a
third party directly, that third party's privacy policy will apply to any information you provide and/or
that is collected by such third party and we are not responsible for that party's use of your information.
Similarly, as noted above, information submitted in conjunction with an offer made by a Co-Branded Partner
may be shared with the Co-Branded Partner, in which case the Co-Branded Partners' use of such information
will be governed by the privacy policy of that particular Co-Branded Partner and we are not responsible
for that party's use of your information. In addition, on occasion, we may ask for your consent to share
particular data with a third party. This is always at your option and is not required.
We also do disclose aggregated data to our advertisers and Co-Branded Partners and other third parties
to generate reports, marketing and technical research and for related business purposes. Our advertisers
allow us to provide our service to you. In return, they need to know how to effectively place their ads
to potential customers. For example, we tell advertisers how many people saw or clicked on an ad and
additionally, how many people saw or clicked on ads in different portions of our service. Where available,
we may offer additional information about viewer characteristics. However, this does not include
personally identifiable information about you or your online usage patterns.
You have the option to subscribe to receive various e-mail, mail and/or mobile phone updates when you
register on certain sites on our Network. We will use these updates to provide you with additional
discounts, special offers, site upgrades, new features, events, promotions, and much more. You have the
option to opt out of receiving mobile phone communications by e-mailing Card Services or changing the
preferences on your account.
On occasion, Student Advantage may use content you post in chat rooms and discussions or any other
public section of the Network for promotional purposes, in e-mail newsletters, in promotional collateral,
or elsewhere, both on its own and aggregated with any other information you provide through the Network,
and by using any site in our Network you agree that we may do so. You should exercise caution when
deciding to disclose your personal information in these areas, since anyone - not just Student Advantage -
may use publicly posted information. (You may opt-out of receiving future mailings; see the choice/opt-out
section below.)
We participate in programs where certain companies ("Participating Companies") direct users to our
Network or provide certain incentives or benefits to our users. If you are directed to a service in our
Network by such a program (a "Participating Company Program") and you provide or we collect personally
identifiable information or non-personally identifiable information in connection with the Participating
Company Program, we may share this information with other parties that are participants in the
Participating Company Program or that administer the Participating Company Program. For example, if you
come to a site on our Network as a referral from an online affiliate program, we may have a contractual
obligation to make payments to and send certain corresponding information to the affiliate site that
linked you to us and to a separate entity, if any, that administers the affiliate program. Similarly,
when you use your Student Advantage card at any merchant or sponsor, we may provide any or all of your
information to that merchant or sponsor.
Information obtained in connection with any service on the Network may be intermingled with and used
by us in conjunction with information obtained through sources other than that service, including both
offline and online sources, both on and off the Network.

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3. Choice/Opt-out
You have the option to sign up for free e-mail updates and/or mobile phone messages when you apply for a
Student Advantage Card. You will also have the option to opt out of receiving the updates. The e-mail
opt-out messaging will appear at the bottom of every e-mail that is sent out to you. Mobile phone
opt-outs requests should be sent to Card Services via e-mail. You can also opt-out of both email and
mobile phone communications by changing your account preferences online.

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4. Improper Conduct
The restrictions above will not apply in the event that you engage in certain improper conduct.
Specifically, Student Advantage shall have the right to itself use or release to third parties
personally identifiable information regarding users who are suspected of having used any site or any
other service in the Network for any fraudulent purposes or having otherwise violated any law, rule or
regulation or the rights of third parties or having engaged in any conduct which Student Advantage deems
improper. By using any service in the Network, you are agreeing to our use or release of any information
you provide in any manner we deem appropriate or necessary if you are suspected of having engaged in any
conduct which Student Advantage deems improper.

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5. Security
This site has security measures in place to protect the loss, misuse and alteration of the information
under our control. We make a diligent effort to ensure that our secure server software (SSL) is the
industry standard for secure commerce transactions. Our SSL encrypts all of your personal information,
including credit card number, name, and address, to protect the information as it travels over the
Internet. We also take contractual, administrative and physical steps to protect against unauthorized
access to and disclosure of individually identifiable information. If, during their employment, Student
Advantage employees acquire confidential or proprietary information belonging to Student Advantage or
its users, such information will be handled in confidence and may not be disclosed to unauthorized third
parties. Please note, however, that no data transmission over the Internet is 100% secure. As a result,
we cannot guarantee the security of the information that you transmit via our online services.

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6. Protection for Children
We have no intention of collecting personally identifiable information from children (i.e., individuals
under the age of 13). Where appropriate, we take reasonable measures to inform children not to submit
such information to our site or in response to advertisements. If a child has provided us with personally
identifiable information, that child's parent or guardian should contact our Customer Service Department
at info@studentadvantage.com, or via mail to SA Card Services, 280 Summer Street, Boston, MA 02210 if
they would like the information submitted by the child deleted from our database. We will use all
reasonable efforts to delete such information from our database.

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7. Your Consent
By using any web site or other service in the Network, you consent to the collection, use, and storage of
your personal and non-personal information as described above. You also authorize the export of personal
information and its storage and use as specified above when you provide such information to us. Our
headquarters are located in the USA in Boston, Massachusetts. This policy and our legal obligations are
subject to the laws of Massachusetts and the USA, regardless of the location of any user. Any claims or
complaints must be filed in the USA in the State of Massachusetts.
We may amend our Privacy Policy, but if we decide to change our Privacy Policy, we will post those
changes on this page, so you can always be aware of what information we collect, how we use it and under
what circumstances we may disclose it. Any changes will only apply to information collected after the
change is posted.

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8. Contacting Us
If you have any questions about this privacy statement, the practices
of the Network, or your dealings with the Network, you can e-mail
us at info@studentadvantage.com,
or send mail to us at SA Card Services, 280 Summer Street, Boston, MA 02210.
In addition, if you have any questions about the Student Advantage
site or Student Advantage Card you can e-mail us at info@studentadvantage.com,
or send us mail at SA Card Services, 280 Summer Street, Boston, MA 02210.

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